Hana Financial Group (086790)

Hana Financial Group (086790) is the holding company of Hana Bank, Korea’s flagship foreign-exchange and trade-finance franchise. In ETFpedia it represents the Korea Financials & Holdings High Dividend concept as the dividend-growth name: record Q1 2026 net income of ₩1.21 trillion, a ₩1,145 quarterly dividend up 24.6%, and a deliberate shift of the return mix toward cash dividends.

Ticker086790
ExchangeKOSPI
SectorFinancials · Banks (Financial Holding Company)
CountrySouth Korea
Held by ETFDAISHIN343 금융&지주고배당 ETF (0189Z0)
WikidataQ490601
Last updated2026-06-10
Financial snapshotas of2026-06-10

Next event:Next report · H1 2026 반기보고서 (semi-annual report), estimated · Estimated from Korea's 45-day semi-annual filing deadline; not company-confirmed. The group customarily releases Q2 results in late July. Last report: Q1 2026 results released 2026-04-24. (source)

Latest reported quarter:Q1 2026 (ended Mar 31, 2026) (reported2026-04-24)

Hana Financial Group posted record quarterly net income of ₩1.21 trillion, up 7.3% year over year, with ROE of 10.91% and a CET1 ratio of 13.09%, absorbing one-off FX translation losses of ₩82.3 billion. The board declared a ₩1,145 quarterly dividend and an additional ₩200 billion buyback for cancellation.

Net income (controlling interests)₩1.21T+7.3%YoY
ROE10.91%+0.29%pYoY
CET1 ratio13.09% · Within the 13.0–13.5% management range
Quarterly dividend per share₩1,145+24.6%YoY
Net interest margin (NIM)1.82%

Primary source

Revenue by segment

Hana Bank (net income, Q1 2026)₩1.10T+11.2% YoY
Hana Securities (net income, Q1 2026)₩103.3bn+37.1% YoY
Hana Card (net income, Q1 2026)₩57.5bn
Hana Capital (net income, Q1 2026)₩53.5bn

Recent & upcoming events

  • · Record Q1 2026 profit of ₩1.21 trillion.Net income rose 7.3% year over year to a quarterly record despite ₩82.3 billion of FX translation losses; core earnings reached ₩3.17 trillion (+13.6%) and fee income ₩667.8 billion (+28.0%). (source)
  • · ₩200 billion additional buyback and ₩1,145 quarterly dividend resolved.The board approved a further ₩200 billion of buyback-and-cancellation within the ₩400 billion first-half program and a quarterly dividend of ₩1,145 per share, up 24.6% year over year. (source)
  • · Named holding in the newly listed DAISHIN343 금융&지주고배당 ETF.Daishin Asset Management's monthly-distribution ETF (0189Z0), tracking the KRX-Akros Financial & Holdings High Dividend Index, listed on KRX with Hana among its featured financial holdings. (source)

Figures are from the group's Q1 2026 earnings release as reported by Newspim and the company-distributed buyback/dividend resolutions; Hana has no US listing, so primary detail sits in DART filings and the hanafn.com IR pages.

Figures are as of 2026-06-10 and reflect the most recent public filings/IR releases; they are updated after each earnings report.

What does Hana Financial Group do?

Hana is a bank-centered financial holding company. Hana Bank, the product of the 2015 merger with Korea Exchange Bank, carries the country’s strongest foreign-exchange and trade-finance franchise and total assets of ₩694.8 trillion, and it produced ₩1.10 trillion of the group’s ₩1.21 trillion Q1 2026 net income (Fintech Times). Around it sit Hana Securities, which grew net income 37.1% to ₩103.3 billion in the same quarter, Hana Card at ₩57.5 billion, and Hana Capital at ₩53.5 billion (Newspim). The group trades on the KOSPI as 086790.

Why is Hana a Korea financials high-dividend name?

Because it is running the clearest dividend-first strategy among the big four Korean groups. The Q1 2026 quarterly dividend of ₩1,145 per share rose 24.6% year over year, on top of a further ₩200 billion buyback-and-cancellation within a ₩400 billion first-half program (Fintech Times). Management has been explicit about the rebalancing toward cash:

“We plan to move away from a buyback-and-cancellation-centered approach and gradually expand the weight of cash dividends.” (translated)

— Park Jong-moo, CFO, Hana Financial Group (Good Morning Economy, Apr 2026)

The logic Park gave is valuation-aware: with the group’s price-to-book ratio around 0.75x, still below 1x book, he argued growing cash dividends about 10% in 2026 is the more durable way to return capital, while Korea’s 2026 separate taxation of high-dividend payouts makes every won of dividend worth more after tax to shareholders (Good Morning Economy).

What did Hana report most recently?

In Q1 2026 (quarter ended March 31, 2026), Hana posted record quarterly net income of ₩1.21 trillion, up 7.3% year over year, despite absorbing one-off costs including ₩82.3 billion of FX translation losses from the weaker won (Newspim). The quality of the quarter sat in the core lines: core earnings of ₩3.17 trillion (+13.6%), fee income of ₩667.8 billion (+28.0%), a net interest margin of 1.82%, ROE of 10.91% (up 0.29 points), a cost-to-income ratio of 38.8%, and a credit-cost ratio that improved to 0.21%. The CET1 ratio held at 13.09%, inside the group’s 13.0 to 13.5% management range, which is the capital math that underwrites the payout (Newspim).

What are the risks for Hana?

  • Margin compression. Hana’s earnings lean on Hana Bank’s interest income; rate cuts or loan-pricing competition would squeeze the 1.82% NIM that drives core earnings (Newspim).
  • Currency sensitivity. The FX franchise cuts both ways: a weaker won produced ₩82.3 billion of translation losses in Q1 2026 alone (Fintech Times).
  • Credit cycle. Card, capital, and SME exposures raise provisioning needs in a downturn, and dividends follow earnings with a lag.
  • Capital and policy claims. The payout plan assumes CET1 stays in the 13.0 to 13.5% band; regulatory tightening or relief-lending pressure would compete for the same capital.

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Frequently asked questions about Hana Financial Group

What does Hana Financial Group do?

Hana Financial Group is the holding company of Hana Bank, Korea's flagship foreign-exchange and trade-finance bank, alongside Hana Securities, Hana Card, and Hana Capital. The bank dominates the earnings mix: in Q1 2026 it earned ₩1.10 trillion of the group's record ₩1.21 trillion net income (Newspim).

What did Hana report in Q1 2026?

Record quarterly net income of ₩1.21 trillion, up 7.3% year over year, with ROE of 10.91%, NIM of 1.82%, and a CET1 ratio of 13.09%, even after absorbing ₩82.3 billion of one-off FX translation losses. Core earnings rose 13.6% to ₩3.17 trillion and fee income jumped 28.0% to ₩667.8 billion (Newspim; Fintech Times).

How much is Hana returning to shareholders?

In Q1 2026 the board declared a quarterly dividend of ₩1,145 per share, up 24.6% year over year, and approved a further ₩200 billion of buyback-and-cancellation within a ₩400 billion first-half program (Fintech Times). CFO Park Jong-moo has said the group plans to lift cash dividends about 10% in 2026 and gradually raise the cash-dividend share of total returns, arguing it is the more sustainable channel while the group trades below book value (Good Morning Economy).

When does Hana report its next earnings?

Hana customarily releases quarterly results in late July for the second quarter, and the regulatory H1 2026 반기보고서 (semi-annual report) is due around August 14, 2026 under Korea's 45-day deadline. Both dates are estimated, not company-confirmed. The group last released Q1 2026 results on April 24, 2026 (Newspim).

Sources & references

  1. 하나금융그룹, 1분기 순이익 1조2100억원…불확실성 속 전년비 7.3% 상승 · Newspim, 2026-04-24
  2. 하나금융, 2,000억원 규모 자사주 매입·소각 및 주당 1,145원 분기 배당 결의 · Fintech Times (핀테크경제신문), 2026-04-24
  3. "배당 늘리고 자사주 소각"…하나금융, 주주환원 '실행력' 승부수 · Good Morning Economy (굿모닝경제), 2026-04-24
  4. 하나금융그룹 배당현황 (IR) · Hana Financial Group
  5. 대신자산운용, 'DAISHIN343 금융&지주고배당 ETF' 신규 상장 · Newspim, 2026-06-09